Basit Gerçekler & Simple Truths by Kent Nerburn !!
Stay away from debt in your personal life. Debt, not poverty, is the greatest enemy of financial well-being and peace of mind.
There are massive forces arrayed in the world to tell you of the great benefits of debt. They will tell you that by borrowing you establish your legitimacy in the eyes of lenders, and that you can have tomorrow’s pleasures at today’s prices.
They will present arguments and inducements that are convincing and seductive. They dress debt in a suit and call it credit. But it all comes down to the same thing: You have mortgaged your future to pay for your present, and this is something you don’t ever want to do.
Debt can make you money because it allows you to invest. Debt can help you in the present and leave your problems for what you hope will be a better time in the future.
But debt defines your future, and when your future is defined, hope begins to die. You have committed your life to making money to pay for your past. Stay away from debt if you can. There is no sadder sight than the person with dreams and promise whose eyes have dulled and whose days are spent pushing the heavy wheel of debt toward an endless horizon.